Upgrading your home’s roof and installing solar panels are two of the best investments you can make for energy efficiency and long-term savings. But did you know that combining these projects can maximize benefits while saving you time and money? Many homeowners in Florida are choosing to replace their roofs and install solar panels simultaneously, ensuring structural integrity, lowering costs, and improving energy efficiency. In this guide, we’ll explore the benefits of combining these two upgrades and how financing options like PACE can make them more affordable.

1. Why Combining Roof Replacement and Solar Panels Makes Sense

A strong, durable roof is essential for a successful solar panel installation. If your roof is nearing the end of its lifespan, replacing it before installing solar panels prevents costly reinstallation down the road. Here’s why tackling both projects at once is a smart move:

A. Avoids Double Installation Costs

  • Installing solar panels on an old roof can lead to costly reinstallation if the roof needs replacement later.
  • Combining the projects means you only pay for labor and materials once, reducing overall expenses.

B. Ensures Structural Integrity

  • Solar panels typically last 25-30 years, meaning your roof should have a similar lifespan.
  • A new, high-quality roof provides a solid foundation, preventing potential damage or leaks.

C. Maximizes Energy Savings

  • New roofing materials, such as cool roofs or reflective shingles, reduce heat absorption, improving energy efficiency.
  • Pairing solar panels with a heat-reflective roof can reduce cooling costs by up to 30%.

D. Increases Home Value

  • Homes with both solar panels and a new roof are more attractive to buyers, commanding higher resale values.
  • Potential buyers won’t have to worry about replacing the roof soon after purchasing the home.

2. Key Considerations When Combining Roof and Solar Upgrades

Before starting your project, it’s important to consider factors that can impact installation and long-term benefits.

A. Roof Compatibility with Solar Panels

  • Best Roofing Materials for Solar: Asphalt shingles, metal roofing, and flat roofs with proper support.
  • Roof Pitch & Orientation: South-facing roofs with a 15-40 degree slope maximize solar energy production.

B. Roofing Materials That Improve Energy Efficiency

Consider solar-compatible roofing materials that help optimize energy efficiency:

  • Reflective Shingles: Reduce heat absorption, lowering cooling costs.
  • Metal Roofing: Works well with solar panels and has a lifespan of 40-70 years.
  • Cool Roof Coatings: Reflect more sunlight, keeping your home cooler in Florida’s hot climate.

C. Proper Permitting & Inspections

  • Ensure your contractor follows local building codes and secures necessary permits for both roofing and solar panel installation.
  • A professional structural assessment can confirm that your roof can support solar panel weight.

3. Financial Benefits of Combining Roof Replacement & Solar Installation

Upgrading your roof and installing solar panels at the same time offers several financial advantages.

A. Lower Installation Costs

  • Bundling projects reduces labor costs, as the roofing and solar teams coordinate efforts.
  • Some solar installers offer discounts when both projects are completed together.

B. Faster Return on Investment (ROI)

  • Combining both projects maximizes energy savings, accelerating the payback period for your solar system.
  • Florida homeowners can save up to $1,500 per year on electricity with solar panels.

C. Tax Incentives & Rebates

  • Federal Solar Tax Credit (ITC): Homeowners can claim a 30% tax credit on solar installation costs.
  • PACE Financing: Covers both solar and roof replacement with no upfront costs.

4. How PACE Financing Makes These Upgrades Affordable

A. What is PACE Financing?

PACE (Property Assessed Clean Energy) financing allows homeowners to fund energy-efficient home improvements with no upfront costs, repaying the investment through property taxes.

B. Benefits of Using PACE for Roofing & Solar

No Upfront Payments – 100% financing for both projects.
Fixed, Predictable Payments – Spread out over 10-25 years.
Based on Property Equity, Not Credit Score – More homeowners qualify.
Transferable Upon Sale – If you sell your home, the new owner assumes payments.

C. Example Savings with PACE

A Florida homeowner finances a $35,000 roof replacement and solar system through PACE.

  • Annual Energy Savings: $2,000.
  • Annual PACE Repayment: $2,200.
  • Net Cost: Only $200 per year for a new roof, solar system, and major energy savings.

5. Success Story: A Florida Homeowner’s Experience

Scenario: A homeowner in Orlando had an aging roof and wanted to install solar panels. Instead of doing two separate projects, they chose to replace their roof and install a 6kW solar system at the same time using PACE financing.

  • Total Project Cost: $30,000 (covered by PACE).
  • Monthly Energy Bill Before Solar: $250.
  • Monthly Energy Bill After Solar: $40.
  • Annual Savings: $2,500.
  • Outcome: Increased home value, lower energy bills, and a worry-free roof for 30 years.

6. Steps to Get Started

Step 1: Schedule an Energy & Roof Assessment

  • Contact a PACE-approved contractor for a home evaluation.
  • Determine if your current roof can support solar panels or needs replacement.

Step 2: Choose High-Efficiency Roofing & Solar Options

  • Select roofing materials that enhance energy efficiency.
  • Pick high-efficiency solar panels with strong warranties.

Step 3: Secure PACE Financing

  • Apply for PACE financing to cover the entire project with no upfront payment.
  • Review repayment terms and savings projections.

Step 4: Complete Installation

  • Work with an experienced contractor to coordinate roof replacement and solar installation for maximum efficiency.

7. Final Thoughts: Why Now is the Perfect Time to Upgrade

Combining a roof replacement with solar installation is a smart financial and energy-efficient decision for Florida homeowners. It allows you to:
Save thousands on labor and installation costs
Ensure your home is solar-ready for decades
Reduce electricity bills and improve energy efficiency
Increase property value and market appeal

Benefits of Roof Replacement and Solar Panels

Future of Residential Solar Energy

Conclusion

With financing options like PACE, these upgrades are more accessible than ever—allowing you to invest in a sustainable, cost-saving future without upfront costs.

Ready to replace your roof and go solar? Contact a PACE-approved contractor today to explore financing options and start your home energy transformation!

Benefits of Roof Replacement and Solar Panels

Want to Learn More?

The PACE program offers an excellent opportunity for Florida homeowners to finance essential energy-efficient upgrades without upfront costs. By partnering with Guardian Home, you can enhance your home’s comfort, safety, and value while contributing to a more sustainable future. Contact us today to schedule your free consultation and start your journey towards an energy-efficient home. Contact us today!

The Author: Dan Massaad

CEO | Co-Founder of Guardian Home

Dan Massaad, the CEO and co-founder of Guardian Home, leads the company’s efforts in offering energy-efficient home solutions.